Thursday, October 13, 2011

金融界冷淡看待预算案


首相兼财长公布2012年财政预算案后,过去一个星期内,该探讨的都探讨了,该消化的也消化了,各界的反应也时时候摆上台面了。

如果你认为朝野的反应几乎都是预料中的歌颂和反对,我们不妨跳过不谈,谈谈民间的看法。

民间最专业的看法,莫过于来自金融界。

针对预算案中最关键的两组数据,即明年的经济增长财政赤字,金融界的经济专家们皆不看好。

根据政府的官方预测,我国明年将可取得5 6巴仙的经济增长。可是,联昌投资银行(CIMB Investment Bank)却认为,我国的经济增长将从今年的4.5巴仙进一步滑落至明年的3.8巴仙。马来亚投资银行(Maybank Investment Bank)则预测,明年的经济成长至多3.54巴仙

至于财政赤字的部分,政府预测本身有能力将之从5.4巴仙降至4.7巴仙,然而,金融界的经济专家们却不这么认为。艾芬投资银行(Affin Investment Bank)和联昌投资银行的经济分析家皆认为,政府明年的财政赤字可能高达5巴仙。证券行野村控股(Nomura Group)的经济专家们甚至认为,政府对于降低财政赤字的预测是“不切实际”的。

总的来说,经济专家们的分析展望和政府的官方预测有着颇大的出入,金融界认为政府对今年及明年的经济前景过度乐观,甚至有错估经济局势的风险。

环顾外围的经济环境,美国前景依旧不明朗、欧洲债务危机随时爆发、国际原产品价格回软,依赖出口贸易为主的我国,拟定了什么针对性应对策略?

就算要刺激内需以填补缺口,由于受到出口贸易的影响,金融界并不看好国内私人界投资会取得政府所预测的增长。

在经济增长和赤字管理上都不被看好,就连所谓的“糖果”(如“我的第一间房屋计划”),在经过冷静分析后,也被认为不过是中看不中吃。这么一份预算案,为之冠上“史上最好”的花圈,不懂是赞美还是讽刺? 

91 comments:

polo_c said...

“史上最好”的预算案,但我看到的却是欧猪王希腊的‘契弟’。。。TT

Alex Chang said...

To Leng Kek Mun, nothing is good from the Government.
The best thing in the world is PR/DAP.

jb said...

茅坑屎上最好的预算案?我什么都没有分到咧!

CK Lim said...

so Alex you think the government is good? LOL. good for you :)

凌国文 said...

阿Alex Chang先生,

这些数据和观点不是我自己作的咧。

除了国内的经济专家不看好,就连《华尔街日报》也抨击“马来西亚首相纳吉宣布了一个充斥着免费赠品的预算案,这个预算​案是为了在来届大选中赢取选民支持而设计的,但在这过程中,他已​沾污了推行经济改革,以促进成长的期望。暂时性施舍品及减税及提​供福利的组合,并无法协助提升马来西亚的竞争力。”

怎么样,难道这些国内外专家都是对纳吉有偏见?

还有,文章里面有哪一句提到
The best thing in the world is PR/DAP? 别急着转移视线嘛。。。

Benjamin Tan said...

When PM tabled the 2012 budget, MP from PR said BN copied their budget. But now their supporters said the 2012 budget is unrealistic. Isn't it is a very confusing statement ?

凌国文 said...

同一个人不断换名字,好玩咩?

你问到了重点,所以我早前才写了那篇《两份预算案,谁人先上岸》。有兴趣就去看吧,同样的东西,懒得再重写。

凌国文 said...

还有这些名字可以用:

Jacky Cheung, Andy Lau, Aaron Kwok, Leon Lai, Jay Chou...

可以考虑。

james said...

jason,

国阵的支持者, 通常都是认为国阵是对的好的. 所以就算你拿的是第三方的数据和观点, 他们也会说这全是民联支持者的杰作.

政治斯德哥尔摩心态和温水煮青蛙的反应已经牢牢捆绑了他们. 要醒觉, 除非改朝换代或叫他们去政治意识高的外国住个2-3年, 让他们休会一个健全的民主国家, 是政府怕人民, 不是人民怕政府.

Alex Chang said...

Leng Kek Mun

U put or range yourself a bit high.

To accept the outcome / findings from those so call "economy analyst" especially western ie USA / europe will lead our country economy to bankruptcy. See what is happening to them now ???

So sorry, u r wrong again, I'm Alex Chang but not others ie benjamin Tan as what u thought. Don't act over smart.

凌国文 said...

是啦是啦,不用解释啦!你们有很多个身份就是啦。

不论是欧美、或是我国的经济专家,都比不上一个Alex Chang啦、Benjamin Tan啦。。。之类的。

佩服佩服:)

(可是怎么不见你写文章发表高见,太可惜了。。。)

Patrick said...

其实以我们的政府已经连续15年赤字的记录,同样也是不可靠的。Right, Alex Chang?

Alex Chang said...

James,

As a Malaysian, we support our country, it means the Government.
During 1997/1998 hard time, we still able to overcome it without IMF help.

I'm in private sector and we (our company team) all are confident that our future is good. To accpet / take 100% western economy theory/view will lead us to "holan". Be confident , as a Malaysian.

Patrick said...

这些人除了扯三拉四,我好奇为什么他们没有一个可以针对博主的文章的内容作出任何纠正或辩驳?

凌国文 said...

Alex啊Alex,

你不喜欢看外国人的观点,没有人逼你看。不过,我文章里面引述的都是本地经济专家的观点喔,又不喜欢看?

还有,“国家=政府”的话,国庆日你怎么不挂国阵党旗,还要挂国旗?

Alex Chang said...

Leng Kek Mun

"是啦是啦,不用解释啦!你们有很多个身份就是啦。"

don't act too sensitive or no patient by writing above sentence.

Everybody will make mistake or misjudge. A good commentator should learn from mistake.

凌国文 said...

Alex Chang啊Alex Chang...

你不喜欢看外国人的观点,没有人逼你看。不过,我文章里面引述的都是本地经济专家的观点喔,又不喜欢看?

还有,“国家=政府”的话,国庆日你怎么不挂国阵党旗,还要挂国旗?

james said...

Alex Chang,

关於老马"闭门发展" 的利与弊, 还有为什么我们对纳吉政府没信心, 我已经在上几个post "马华少爷兵缺钱打仗" 中回答了, 你有兴趣自己去看看.



很高兴你的公司在这么不景气的环境下还依然对前景有信心, 不知道你是从事那一行生意的 ? 可方便透露 ? 是否有接政府/政党 projects 做?

谢谢.

Alex Chang said...

I have few friends working in local banking industry and producing those "economy comment", economy research , etc. I'm fully understand the way how the research be carried out.

Advise to u:-
no harm to read BUT not to apply/take 100% it as the data and process of getting data has many discrepancy .

凌国文 said...

I'm also working in a Multi-national company and i'm also have few friends working in local banking industry and producing those economy research etc. I'm also fully understand the way how the research be carried out.

So? this is the best reply you can come out with?

好啦,重复很多次了,“国家=政府”的话,国庆日你怎么不挂国阵党旗,还要挂国旗?

Alex Chang said...

James,

We r in IT industry.

Our company biz 100% from private sector and we r not depends on government project.

Our policy is not to blame anybody but find a way to survive.

Yuan Fei said...

好心,竟然还有人连国家和政府都不会分,Alex Chang你有没搞错啊???还不如我阿麽!

james said...

jason,

不要"揸" alex chang ,<“国家=政府”的话,国庆日你怎么不挂国阵党旗,还要挂国旗.>这种问题啦 (虽然我同情他傻傻分不清楚)

Alex, 可否回答我以上的问题, 还有, 不知道你在bank industry 的朋友对预算案有什么看法, 我也有兴趣知道 :)

凌国文 said...

James,

不是我要揸他,一个连国家和政府都傻傻分不清楚的人,相当严重一下的咧。

公民意识的匮乏,绝对会影响一个人的判断和分析能力的。

james said...

Alex,

这么巧, 我也是在 IT industry, 是 web design / web hosting ? 还是 ERP/ CRM / software development ? 还是卖IT 硬体 ? 还是其他行业, 可方便透露 ? 谢谢

Alex Chang said...

Leng Kek Mun

I'm aware you are a smart person but pls do not range yourself too high.

It is good and no harm to listen to others view. Try to allocate some spaces in your heart for dif. opinions. Then u will be more happy.

Anonymous said...

国文兄你先去休息不必理这sohai Alex Chang,就让James 兄陪这bohood play一下,我记得James 说过有很多美国时间^_^

凌国文 said...

Alex,

我是在向你请教,如果“国家=政府”的话,国庆日你怎么不挂国阵党旗,还要挂国旗?

怎么不回答,反而向我说教起来了?

如果你也认同“Try to allocate some spaces in your heart for dif. opinions.”我奇怪为何你还会一开始就反对那些经济专家的分析?

Alex Chang said...

James

We r the provider to Telco.

凌国文 said...

Alex,

你就慢慢想答案吧,我先睡了。

james said...

provider to telco ?

means you provide SMS gateway /cotennt solutions ? or selling hardwares ?

one simple fact, if telco (your clients) predicts good future, they will not trying to impose the 6% tax to people. (although later pull-back)

maybe you are not affected now because telco business is still growing, but i can tell you that telco business is becoming more competitive and eventually will affect you.

and one more fact, if you are gateway /cotennt solutions , or selling hardwares , there are more competitors are coming in to compete with you, and some will not mind to throw price because of they predict the future is NOT good and want to earn more now.

I have been in IT industry with more than 20 years experiences. I can say that I know many people in this IT industry accross every lines. And I know that most of them are NOT predict good in coming next 2 years.

凌国文 said...

哎哟,够力,James,你剥人家光猪了!

害人家Alex今晚要通宵想办法来回应了。。。

james said...

楼上的October 14, 2011 12:59 AM ANNO,

过门也是客, Alex 没有像那些非人类物体 WS, MARK , Robin 那么无礼, 我们应该以礼相待.

Alex, 抱歉楼上的朋友有点过火, 希望没吓到你.

你可以回应下我的问题吗 ?

谢谢

james said...

对了, Alex,

你该知道CIMB 老板和纳吉是什么关系, 为什么连CIMB investment bank 也泼冷水? 兄弟不和 ?

说穿了就是investment bank 有investment bank 的专业操守, 他们的财主不是政府, 是投资者, 预测错了会亏很多钱也打击投资者对他们的信心. 所以不会为了PLP 而说些不切实际的预测.

james said...

还有 Alex,

你也可以问问 Telco 和你银行的朋友, 2个多月前 Standard & Poor's 调低马币评级 (详情看 : www.btimes.com.my/Current_News/BTIMES/articles/20110727171809/Article/index_html )

对Telco和银行有什么影响 , 别傻傻的当温水里的青蛙.

还有, Standard & Poor's 警告大马的credit rating 是 : "moderately weak fiscal and debt profile"

隐昧的说, 就是如果大马的财务不改善, 还有可能有下调的空间. (可惜事实证明就是还没有改善, 我还等着总稽查司对政府的audit 报告看去年政府又有什么荒唐的滥用公币.)

不懂什么是 Standard & Poor's 和它的影响力 ? 你可以去 Google 下.

KS said...

Alex,

I also work in MNC, consumer products industry, who knows the market temperature right away. My company has come out with a lot of stringent measurements to prepare for the tough market condition next year. In fact we have seen a clear slow down in Q3 this year.

Our suppliers, customers, and bankers all share the same view. For those who stay so positive and not prepared for the bad time (just like our government), good luck to you.

moot said...

马来西亚金融界,其实说得话已经保留了太多, 不说国王在裸跑, 只说新衣不大漂亮。 看看马来西亚股市的市值, 金融业居然占到了80% 以上,不用专家告诉你, 也应该觉得奇怪了。 金融业不作生产,而是生产业的工具, 工具还强大过主人, 马来西亚也真的很可以。 国王没穿衣服的真相, 也只能靠媒体和傻逼人民掩盖下去。

马来西亚政府不断的搞财赤, 就是在搞泡沫。 神马回教金融中心的增长, 说穿了,还不过是国家银行玩得把戏,本地银行把普通的业务,转去冠上那名字。 马来西亚自己爽的时候, 回教国家还不是一样大量的持有美元欧罗.

睿 said...

Alex Chang is either a sleep talker or living in a castle built in the air. He needs to widen his horizon to read more widely like James.

james said...

睿, 高兴看见你放了名, 方便称呼多了.

其实还有一大堆数据事实来说明大马的经济前景不看好, 别说大马, 我在美国, 新加坡的业务也明显慢了下来, 马来西亚这个国家能独善其身吗 ? 再加上管理烂透, 滥用公币, 贪污腐败, 我现在还蛮担心明年一大堆债券到期, 政府去那找钱还债? (详情 : merdekareview.com/news/n/15353.html )

迟还债或甚至违约不还, S & P 都会大副度降低大马信贷评价, 结果就是骨牌效应, 马来西亚成为第二个希腊.


希望"有读书"的国阵枪手, 好好去读我以上的 merdekareview 的连结, 如果你们认为这是危言耸听, 或是认为merdekareview 是亲民联而不相信, 那么就大家一镬熟吧..

Anonymous said...

The government of day in Malaysia is Barisan Nasional, so when we talk about government policy, it refer to Barisan Giovernment. As Malaysian we have to support the govenmetn of the day. Same with the Penang state, the govenremnt of the day is PR., so as Penangite i have to support the PR government policy even though i don't like LGE. when Leng Kok Mun ask why national day nobody hang party flag, i think it is a personal choice. If u want to do it, you are wellcome. so waht is teh big deal.

Alex Chang said...

我是在向你请教,如果“国家=政府”的话,国庆日你怎么不挂国阵党旗,还要挂国旗?

怎么不回答,反而向我说教起来了?

如果你也认同“Try to allocate some spaces in your heart for dif. opinions.”我奇怪为何你还会一开始就反对那些经济专家的分析?

Quoted Leng Kek Mun:October 14, 2011 1:00 AM

Leng Kek Mun:
Keep you waiting coz a bit busy this morning.
Below are my answer:
1. Rational people/rakyat knows National day should put up Malaysia flag. If u want to put up DAP,PKR or PAS flag, it is up to u as we are democracy country. Nobody will stop u to do so.
2. Like or don't like, we have to understand that under current situation, BN is the rolling party of Malaysia. Najib is the PM of Malaysia. BN/Najib will represent Malaysia.
3. Same situation, like or don't like LGE is the CM for Penang. Nik Aziz is the MB of Kelantan.
4. LGE will declare himself as CM of Penang, Malaysia when in overseas. He won't said "I'm CM of DAP".
5. To advise u NOT to take 100% means u can take 90%, 80%....etc but allocate some space for other view. I did the same. Hope u understand.

**I think I need to improve my English as make u so difficult to understand my words. But I have already try to use simple English.

Dr. Neo said...

As Alex Chang has mention earlier at 12.41 am, you can't simply accept whatever data given by those financial researcher, then I wonder whether I should trust our government that the inflation rate is control at around 3 percent. Just go for a shopping trip at the hypermarket or go makan at the hawker center and you will be able to tell for yourself.
As for Jason's question of hanging flag, I think I have to hang an Australia flag, I completed my undergrad studies in Australia under an Australian government, sounds reasonable, yeah!

Tan Say Yeow said...

"BN is the rolling party of Malaysia"

I think mr. Alex really (or badly) need to improve his English. What's wrong with our education system, which produce morons who can't differentiate between "ruling" and "rolling", left alone the different between Government and State.

Anyhow, will like to share this joke with all of you, though it has been cruel reality since 1970:

Three contractors are bidding to fix a broken fence at the PM's residence. One is from MIC , another is from MCA , and the third is from UMNO.
All three go with a PM's House-official to examine the fence.
TheMIC contractor takes out a tape measure and does some measuring, then works some figures with a pencil. "Well," he says, "I figure the job will run about $900: $400 for materials, $400 for my crew and $100 profit for me."
The MCAcontractor also does some measuring and figuring, then says, "I can do this job for $700: $300 for materials, $300 for my crew and $100 profit for me."
TheUMNO contractor doesn't measure or figure, but leans over to the House-official and whispers, "$2,700."
The official, incredulous, says, "You didn't even measure like the other guys! How did you come up with such a high figure?" The UMNO contractor whispers back, "$1000 for me, $1000 for you, and we hire the guy from MCA to fix the fence."
"Done!" replies the government official.
And that, my friends, is how our new NEP works.

国家<>政府 said...

1. Rational people/rakyat knows National day should put up Malaysia flag. If u want to put up DAP,PKR or PAS flag, it is up to u as we are democracy country. Nobody will stop u to do so.

THIS IS BECAUSE RATIONAL PEOPLE/RAKYAT KNOWS THAT 国家<>政府! THAT'S WHY WE DON'T PUT DAP/PKR/PAS/UMNO/MCA/MIS FLAG ON NATIONAL DAY.
AS SIMPLE AS THAT.

Alex Chang said...

To James & others

In business world, it can be described as a very subjective art.

When everybody said the market is bad, but there are some still expending and result will be success or fail.

We choose to be positive and future is good based on our position in the market. What is the big deal ? Nothing to do with anybody of u. U might follow OR not to follow. All up to u and what u want to be...

We take risk to think positive coz we expect the return is good and fit to our policy.

Biz is no RIGHT or WRONG.
Economist can say anythings they want to say, most important is you are the one who understand well of yourself.

Alex Chang said...

thank you tan say yeow

typing mistake, over look.

Alex Chang said...

Dr Neo

Up to you, it is your personal choice.

james said...

alex,

你回应了 Jason, 但我还在等你的回应呢.

1. 你觉得CIMB investment bank 是否有心靠害泼纳吉冷水?

2. 你觉得 S & P 下调马币评级对你的 telco客户和银行是否有影响 ?

3. 你觉得明年政府有没能力偿还债卷 ? S & P 会否再下调评级 ?

4. 你觉得 TELCO 这么急要起6 % , 是否面对财政压力 ?

5. 你觉得纳吉政府是否管理不当, 滥用公币 ?
(这题在你回应之前, 请回顾 2008, 2009, 2010 的 ketua Audit report (总稽查司)报告 )

等着你的回应.

Tan Say Yeow said...

The biggest problem with the BN or more precise UMNO moronic givernment is, it has bunch of morons who can't differentiate between the State, Government and party. That is the reason we have years of blatantly abuse of power and institutionalized looting. One just need to look at the annual Auditor General Report will know what I am saying.

Worse still, we have people like Alex who urge everyone to support the "government of the day" without first analyze to see if the government is doing the right thing. The Chinese has a term to describe this type of people...."奴才". :D

james said...

alex ,

老实说, 我真的怀疑你是否住在马来西亚?

当大部份人都受影响, 你认为你的telco 客户会不会受影响 ? 你能不能独善其身 ?

看看 DIGI, 业务也多元化了, 甚至也搞了个像mudah.my 的入口网站, (你这telco provider 知道这消息吗 ? ) 为什么要多元化 ? 就是因为竞争太激烈,所以才多元化不要把所有鸡蛋放在同一个篮里.

telco provider? 勉强说我也算是, 我还是provider to insurance corporation (不是agent company, 是直接 insurance 总公司), 还是 provider to banks , hotels, public listed companies. 至目前为止, 他们对大马的经济都不大乐观.

唯一一个很开心对我说, 他的生意最近好的不的了, 是个做 licensed money lender (有牌大耳窿) 的朋友, 他说最近很多人借钱,除了personal外, 都是中小企业. 当然, 为什么这么多人借钱, 其原因不言而喻.

Anonymous said...

Tan Say Yeow,

Don't simply call BN supporters 奴才just because we don't agree with u. Pls mind your word.

Tan Say Yeow said...

You know, Alex, a 奴才 earns its title by its 奴性, it has nothing to do with agreeing or disagreeing of one view point.

I always tell my friends we really need to cast our vote wisely in the upcoming GE and don't be fooled this goodies budget gimmicks. We are not beggers. We want fair and justice not only for us but for our children. All the non-UMNO BN politicians have failed us, for the past five decades. What we have today the vote in our hand. There is no biz left for us to do apart from money lending aka ah long, under ground 4D, and some kacang puteh biz. Just look at the faith of SP Setia you will know. If the government of the day or the government to be want our support, it better get its acts right. Simply giving out goodies like santa using the tax payers money (paid by less than 20% of the population and mainly the non-Malay) and our children fortune (from browing) in exchange for vote is certainly not a responsible government should do.

睿 said...

I really enjoyed the joke, which unfortunately is a reality and reflection of the NEP, mentioned by Tan Say Yeow. Thanks.
_____________________________________________

"......Worse still, we have people like Alex who urge everyone to support the "government of the day" without first analyze to see if the government is doing the right thing. The Chinese has a term to describe this type of people...."奴才". :D"

Anonymous of October 14, 2011 4:03 PM,

Please, did Tan Say Yeow say BN supporters are 奴才?
The stmt is about THOSE who urge everyone to support the 'govt of the day' WITHOUT 1st ANALYZE IF THE GOVT IS DOING THE RIGHT THING. 你好像是對號入座?

y said...

Dear Alex,

"We take risk to think positive coz we expect the return is good and fit to our policy."

14 years deficit. Your Company and your wish to pay for all the debt for Malaysia? If yes, I think lot of people will think positive :)


"
In business world, it can be described as a very subjective art."

When we are talking about National Budget, we are talking about Marco Economic(GDP, Inflation, National Debt and so on). Who care about how your business doing?



"Biz is no RIGHT or WRONG."

Who cares business have right or wrong or not. we are talking about ECONOMIC!

Tan Say Yeow said...

睿, thanks. I am quite sure I hit their hot buttons, but I am not sure it would help to remove their 奴性. It just like even after a century of Xin Hai revolution, we still find hardcore enslaved Chinese.

Again, it really has nothing to do with agreeing or disagreeing with one's view point, eh?

james said...

枪手与奴才不同, 前者为金钱出卖良知, 后者不用金钱也可以出卖良知, 还为虎作伥, 何者比较为患一目了然.

楼上的那一位是枪手, 那一位是奴才, 自己心里明白. 如果你不是,别人怎么讲你都不是, 如果你是, 别人就算不讲你, 你的内心最深处的良知也会在哭泣.

tzyyloon said...

please lar, just admit the fact that this budget really sucks:

1. there are no plan how to increase the competitiveness for the country and industries. our country strength is palm oil production, but early of this price for palm oil is sell down more than 25%; and our main competitor, Indonesia some more reduce their palm oil export tax; the major palm oil consumption country like China & India's economy growth has slow down, what is Najib's plan? and our economy growth is heavily rely on export business, with US, Euro, China not doing good, you think our country is safe haven?

2. doubts about the effectiveness for distributing money to the so called "poor family", how to define? what can they buy with extra RM 500? with such less money, you think the multiplier effect is significant enough to stimulus any economy growth/GDP? Does najib know how fast can those "poor family" finish spends the RM 500 while a lady is having a RM24 million dollar ring?

3. RPGT increase from 5% to 10% to cool down property speculation activities? do you what is the effect to the break-even point for those speculator? do you know that a lot of mega housing project still no sales since early of the year? do najib know what is net outflow for foreign investment? what is najib's solution for property over supply?

4. we have been talking about the ETP project for years, any update for the progress? the Big-KL plan, how many has complete? how many delay? and WHY delay? can PEMANDU or najib have a press conference to answer the people?

5. giving bonus and increment for the civil servant may be a good idea to penetrate votes, but has the government every thought about efficiency? why we are far behind Singapore, Japan, and Canada in terms of efficiencies regardless of country and population size? does najib know how that those civil servants' debt-to-net-income is damn high because of those personal loan? why BNM and government refuse react on it?

6. at this point of time while the global economy is so volatile, the government should react prior to any recession risk, and they should stop to spend too much, and spend it easily. please don't fool us that our economy is doing well by using our money via KWSP/Khazanah to push KLCI stocks up.

please, anyone who is pro-BN or pro-najib's latest budget, answer my question above.

i'm haven't start using any figures from those economist, since you all suspect that the outcome or report is not genuine or full with conspiracy...

Anonymous said...

Tan Say Yeow

Only "奴才"like you will still want to denied that our country is making progress. Because u are the "奴才" to the opposition that will oppose anything.

james said...

tzyyloon ,

你就是狼牙吗 ? 曾经读过你的blog, 没想到你也来了这儿. :)

james said...

楼上的anno , country is making progress ? 是的 , 我绝对赞同, 但同时外债也增加, 内债也债加, 公务员也增加(还是亚州数一数二以公务员比例最多的国家) , 洗黑钱也增加, 每年总稽查报告政府滥用公币增加等等. 以这些负面的"成长"换取国家那3-5%的成长,你值得高兴吗 ?

p/s : 去读读成语 "饮鸠止渴" 是什么意思.政府就是在饮鸠止渴.

Anonymous said...

They claimed 2012 is a 'super good' budget and with the key-note to transform the people. Indeed the specialist and finance minister has added into the budget for his motto: I help you and you help me. Notwithstanding that it was an election budget to pay cash or kind in exchange of votes for the coming 13th general election.

A close study on the below category of people who will be benefited from the budget:

1) 1.2 millions of government servants will be offered another half month bonus, pay-increament, extended pension age.
2) 0.6 millions of retired government servants will be given bonus and other benefits.
3) 9.6 millions of qualify people (home pay below RM3K) will receive lump sum of RM500/-
4) 1.0 million of Felda settlers shall have special incentives upon listing of Felda Global next year.
5) Students from primary to secondary shall be paid cash RM100/- and those in upper six to higher levels will be given voucher of RM200/- each. Exclusive those study in private independant schools !(double standard)
The government set 18.56 billions as administrative costs in exchange of another 5 years term just for the consideration of coming tough fight (general election) against the opposition parties. And from the above assumption if each people be able to influence 2 votes, the ruling party has captured about 24.8 millions of votes. Hence the budget knowned as 'ever best' to the nation.
However, it is unfortunate for those earnings above RM5K who hardly gets nothing, furthermore the enterprises and company has been neglected. Overlook of the impact of global economic and outflow of resources that can be affected the growth and increase in deficit to treasury.
It is therefore describe as 'sugar coated' budget and people has to bear the risks in near future.

A Parent

Trevor said...

Alex Chang: Yes Malaysia didn't accept help from IMF.

Now, those countries that accepted help from IMF, such as Thailand, Indonesia and South Korea ... they are all performing better than Malaysia and with Indonesia as the hottest investment countries in SEA, from what I know.

In my opinion, the best way to improve the country's economy while protecting Rakyat's pocket is to make Ringgit Malaysia - i.e. RM1 can buy a lot of things.

It's a sad fact that our currency is getting weaker against, say, Singapore.

Just my two cents.

Trevor said...

Typo: In my opinion, the best way to improve the country's economy while protecting Rakyat's pocket is to make Ringgit Malaysia a stronger currency - i.e. RM1 can buy a lot of things.

Trevor said...

The reason why I chose to use RM1 example is because, I don't quite think the RM500 allowance for the poor family can really help.

RM500 / 365 = RM1.37 a day.

What can RM1.37 do while Milo 2KG refill pack already cost RM30?

Tan Say Yeow said...

For those who have seen how countries like South Korea, Singapore, Indonesia and Thailand emerged from recession will appreciate the real progress and growth. What we had under TDM aka mamak kutty is neither growth nor progress, it is buying time.

Go and do some homework if wanna debate.

Bernard said...

Trevor

I totally agreed with your comments to make RM a stronger currency. So we must make sure the ETP plan is sucessful.

小明 said...

凌歌,
怎最近忽然很多都是用英文名来留言的?你去看林老头那儿,也是这样。。。我没恶意哦,只是奇怪。

伟良 said...

Alex Chang,

奇怪了, 我也有认识金融界的分析员.他们的分析虽然不一定程度准确,但却实在的反映政治人物是非现实不分的成品.

还有,国文的文章并没有说一定要参考外国的观点或引用外国的方法,他只是在提醒你不要犯上听而不闻,视而不见的病态.

国家已经出现问题,问题的根源呢?只因为这一"国阵"已经没法管理好国家.民联虽然也不完美,缺点也有,但是,已经有几个州政府做出成绩, 难道就不能让全马来西亚的人民坚决的否定现任的污捅,卖华,冥怔或印度国大党而让民联也采用它们的政治方法治理国家? 你害怕该变现状是因为什么原因? 但愿听其文.....

改变,不一定会更坏.如果民联也不能治理国家,有智慧的人民还是会将民联拉下台的.

请不要太下看现时人民的智慧.

中山 said...

伟良,
你太天真了。你以为换政府好像换屋子那样简单?只怕到时国家动乱,后悔莫及呀!看看埃及,伊拉克,泰国就好。我们要想想一个连首相人选都不能确定的阵线如果能够执政会给国家带来发展和进步吗?

tzyyloon said...

james:wow~想不到你有看过我的博客,“狼牙”是我博客的“笔名”,不过一般留言我都会用真名。我一向以来都是国文博文的读者,只不过鲜少留言。


致:“中山”先生,

谁说换政府和换房子一样容易?没有人说过。你少来用这种论调来唬弄人。那些先进国都已经政党轮替不知道多少次了,为何你不敢引用?

民联首相人选未定,又如何?

再者,国阵贪污腐败、朋党勾结、没透明度、没效率、没检讨。这种烂政党,我恨不得马上就把它给换掉。

伟良 said...

不是能不能确定,而是要不要确定.这是在于心态.

已经觉得现在是很好的人,是因为更本不去探讨问题的根源.

不是我天真. 我也是为我的家庭,为的孩子考虑.我不希望他们到了能上学的年纪,或毕业后,就算成绩再优异,但是却因为政府的种种政策,只能到国外继续学业.

卖华和污桶合作了那么多年,可真正的解决独中生的问题?不要到了现在才"突然"宣布KL的四所独中得到100万?? 此地无银....?

张真人 said...

是咯,民联有什么好,不能贪污,回教国又不能叫鸡。

jb said...

中山先生,我想天真的是你。这么烂的政府都不换的话,我们的国家还有希望吗?政府不用换的话,选举来干嘛?干脆宣布为独裁国家算啦!

伟良 said...

又是回教国,难道就没其他更有说服力的论点能证明不应该将现任政府撤换?

没有任何人或政党是完美,但是这就是选举的用意.不好就将它撤销给与的权利,明白吗?

Eric How, said...

Stronger Rm not a perfect answer as we are heavily dependant of exportation.

10% RPGT is a joke to cool down speculation.Pimitive reason is easy ownership for "under-con" project. Tell me which project you can get your key in 2 years& sell it? Supply more than demand.....blah blah....
p/s: RPGT sell within 2yr 10% then 5% within 5 yr.

Sum up. This budget sucks!!!

Just my view


是咯,民联有什么好,不能贪污,回教国又不能叫鸡-张真人 NICE!!!

小明 said...

we support PR and want to learn from our taiko-- depan boleh, belakang pun boleh.

si beh song......

james said...

楼上假小明,

用匿名就算了, 还假装用楼上的小明诬赖.

鄙视你!!

Anonymous said...

伟良,

You said PR state has done well, show me how well ? PR only can proud with Penang government. But mind you the model of our government under PR is like Kelantan not Penang because in case PR won the election, the PM sure come form PAS.

马来西亚政治统一讨论区 said...

我不是槟城人,无法做出认同与否,但无可否认现在的华人都向林冠英插三根香当神一样拜。

槟城人,算算一下,你们的收入是否增加了?买车买屋,生活水准是否有提高了?如果有的话,那么你们拜对神了;如果没有的话,请自行探讨...

Anonymous said...

If anybody think that PR budget is frantastic, better read this article
http://jiwokelate.wordpress.com/2011/10/04/ringkasan-bajet-pakatan-rakyat-2012/

伟良 said...

没名没姓的,

你可是"神",竟然能那么确定一定是来自PAS?

如果不是,你又如何解释? 如果是, 你有一定确定他们的议程一定得到2/3多数支持通过? 这虽然是假设性的问题, 但是却不能撇开本文的主题,现任政府已经那么糟糕的管理经济,管理国家的财富,公器私用,难道就不是应该将他撤换???

Anonymous said...

伟良

Yes, the present government is totally useless, they bring nothing to our country, they do nothing in past 54 years. We are the worst country in the world for the past 54 years, we are the most corrupt country. governmetn never transparent. are u satified with these statement?

小明 said...

( we support PR and want to learn from our taiko-- depan boleh, belakang pun boleh.

si beh song......)

此小明非本小明呀!!我也得学马青报警了,哈。

小明 said...

中山先生:
你清清楚楚答我,308前国阵的侯任首相是纳吉吗?还是阿杜拉?
如不是纳吉,为何现在却是他,你不如叫他直接下台。。如你们坚持侯任就一定得长任。。。如不是,那既是可换囖,那民联有无侯任重要吗?

凌国文 said...

哈哈,我现在才上网,一口气看完了上面的留言。

谁在摆事实讲道理,提出论点、论据、论述;

谁又在死鸡撑饭盖?

一目了然。

感谢上面好几位有作功课、提出实质观点的网友。你们的理性论述,叫那些提不出任何观点,只会东拉西扯的网络小混混相形见拙了。

Anonymous said...

what DAP/PR gang said is fantastic/good to u.

what BN gang's comment to u is rubbish to u - leng kek mun.

凌国文 said...

Excuse me, did you guys made any solid comments on the topic?

凌国文 said...

蒙面人,

不用在这边硬撑了,知道你撑得很辛苦,过去最新那篇吧。

james said...

小明,

林老那儿你可以表态让我统计吗 ?

谢谢你的合作

qym said...

亲爱的马来西亚政治统一讨论区,您的FB很精彩,不过国阵执政到现在,国民收入增加了吗?国家经济一年比一年好转了吗?。司法公正了吗?教育制度公平了吗?贪污腐败一年比一年减少了吗?国民团结改善了吗?马华巫统政客的鼻子有比以前短了吗?政党轮替一定对国家没有好处吗?国家地位在国际上。。。我只知道邻国公民去大多数国家都免签证。。。。。

再看看这个http://jerrieleupen.blogspot.com/2011/10/blog-post_13.html

Anonymous said...

亲爱的马来西亚政治统一讨论区。。

华人向林冠英插三根香当神一样拜当然是有好的理由。马华民政被人猛踩也有一定的原因。

槟城我不了解。我想槟城人是不笨的,有无进步他们最清楚。

我是马来西亚人,我肯定的是我们的购买力下降了最少不止三倍,这可是事实。